2016 was a foundation year. I took 12 months to build new foundations. To change my mind, shift beliefs and take new actions to improve my long life relationship with money.
I created a journal #100 Things To Improve My Money Mindset. From the tipping point of, dammit I want change.. to taking steps to new awareness and actions. I shared the first 25 Things with my friend Fiona, confessing, “you are the first person I have shared this with. This wasn’t a money boot camp exercise, this is a Kerry Thing”.
I noticed, through sharing, Fiona gained value was going to take action on reading a specific book. The fact that you are right, here in this moment, now, tells me you are also on a journey. Enjoy my blog series, where I share the #25 Things To Improve My Money Mindset. This is my personal journal.
#11 Get Debit Card to Replace Credit Card
Dave Ramsay talks about getting rid of credit card debt. Currently, our savings account is on the same card as the credit card. If I use pay wave, it deducts it from the credit card. I ordered a new debit card. By having a debit card, we are not using the credit card. Why? The quality of my life depends on me becoming an expert in managing my money today. Managing my money each day, involves me changing my mindset, and money habits.
Be sure to leave a comment below! And tell me if you would like to buy a copy of my book, where I list the full #100 Things To Improve My Money Mindset.