#11 Get Debit Card to Replace Credit Card

2016 was a foundation year. I took 12 months to build new foundations. To change my mind, shift beliefs and take new actions to improve my long life relationship with money.

I created a journal #100 Things To Improve My Money Mindset. From the tipping point of, dammit I want change.. to taking steps to new awareness and actions. I shared the first 25 Things with my friend Fiona, confessing, “you are the first person I have shared this with. This wasn’t a money boot camp exercise, this is a Kerry Thing”.

I noticed, through sharing, Fiona gained value was going to take action on reading a specific book. The fact that you are right, here in this moment, now, tells me you are also on a journey. Enjoy my blog series, where I share the #25 Things To Improve My Money Mindset. This is my personal journal.

#11 Get Debit Card to Replace Credit Card

Dave Ramsay talks about getting rid of credit card debt. Currently, our savings account is on the same card as the credit card. If I use pay wave, it deducts it from the credit card. I ordered a new debit card. By having a debit card, we are not using the credit card. Why? The quality of my life depends on me becoming an expert in managing my money today. Managing my money each day, involves me changing my mindset, and money habits.

Be sure to leave a comment below! And tell me if you would like to buy a copy of my book, where I list the full #100 Things To Improve My Money Mindset.

With Gratitude
Kerry Weymouth

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#10 Laser Focused And Aligned Action, Paying Off Debt

2016 was a foundation year. I took 12 months to build new foundations. To change my mind, shift beliefs and take new actions to improve my long life relationship with money.

I created a journal #100 Things To Improve My Money Mindset. From the tipping point of, dammit I want change.. to taking steps to new awareness and actions. I shared the first 25 Things with my friend Fiona, confessing, “you are the first person I have shared this with. This wasn’t a money boot camp exercise, this is a Kerry Thing”.

I noticed, through sharing, Fiona gained value was going to take action on reading a specific book. The fact that you are right, here in this moment, now, tells me you are also on a journey. Enjoy my blog series, where I share the #25 Things To Improve My Money Mindset. This is my personal journal.

#10 Laser Focused And Aligned Action, Paying Off Debt

There is something about the book Total Money Make Over. That book, makes me want to take control of my financial life. I am inspired and fired up, I am going to pay off my debt. Ramsay says make a stand, draw a line in the sand. Decide that permanent change comes from me making a decision to get out of debt. I’m done with debt. I am Quitting Debt. I am using my monthly money schedule to “smash debt”. I love paying off the credit card. I love paying off the mortgage. I’m looking forward to living a life with a debts.

Be sure to leave a comment below! And tell me if you would like to buy a copy of my book, where I list the full #100 Things To Improve My Money Mindset.

With Gratitude
Kerry Weymouth

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#9 Stock Take Of All Debts

2016 was a foundation year. I took 12 months to build new foundations. To change my mind, shift beliefs and take new actions to improve my long life relationship with money.

I created a journal #100 Things To Improve My Money Mindset. From the tipping point of, dammit I want change.. to taking steps to new awareness and actions. I shared the first 25 Things with my friend Fiona, confessing, “you are the first person I have shared this with. This wasn’t a money boot camp exercise, this is a Kerry Thing”.

I noticed, through sharing, Fiona gained value was going to take action on reading a specific book. The fact that you are right, here in this moment, now, tells me you are also on a journey. Enjoy my blog series, where I share the #25 Things To Improve My Money Mindset. This is my personal journal.

#9 Stock Take Of All Debts

Dave Ramsay’s Total Money Make over talks about listing all the debt you have, from the smallest to the largest debt. Paying off the smallest debt, first, gives you confidence and control over debt. Ramsay calls it the “debt snowball”. I knew I had debt, but I didn’t really know the exact amount of debt I had until, Dave Ramsay told me to list down all my debts.

Dave Ramsay talks about debt as a method to make banks wealthy, not make me wealthy. The borrower is a servant to the lender. Debt is not tool. What would I do if I had no debt? I would save, spend, invest and build wealth. How much could I spend, save, share, invest every month if I had no debt? Think about it. I don’t want to be in debt. I have decided in 2016, to become laser focused in paying off debt.

Be sure to leave a comment below! And tell me if you would like to buy a copy of my book, where I list the full #100 Things To Improve My Money Mindset.

With Gratitude
Kerry Weymouth

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#8 Rename My Bank Accounts

2016 was a foundation year. I took 12 months to build new foundations. To change my mind, shift beliefs and take new actions to improve my long life relationship with money.

I created a journal #100 Things To Improve My Money Mindset. From the tipping point of, dammit I want change.. to taking steps to new awareness and actions. I shared the first 25 Things with my friend Fiona, confessing, “you are the first person I have shared this with. This wasn’t a money boot camp exercise, this is a Kerry Thing”.

I noticed, through sharing, Fiona gained value was going to take action on reading a specific book. The fact that you are right, here in this moment, now, tells me you are also on a journey. Enjoy my blog series, where I share the #25 Things To Improve My Money Mindset. This is my personal journal.

#8 Rename My Bank Accounts

We’ve been reading a lot of money mindset books throughout book club this year. Fiona sent out an email with handy hints on renaming our bank accounts, eg. the Emergency fund account is now called “The Emergency Fund”. I thought it was a super awesome idea, so I have renamed all my bank accounts. My bank accounts have a name that is in alignment with their purpose. Some of the names of my bank account are as follows:
1. Emergency Fund
2. Holiday Fun Account
3. We Own The House
4. Building Wealth

Be sure to leave a comment below! And tell me if you would like to buy a copy of my book, where I list the full #100 Things To Improve My Money Mindset.

With Gratitude
Kerry Weymouth

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#7 Start A Bank Account Called Building Wealth

2016 was a foundation year. I took 12 months to build new foundations. To change my mind, shift beliefs and take new actions to improve my long life relationship with money.

I created a journal #100 Things To Improve My Money Mindset. From the tipping point of, dammit I want change.. to taking steps to new awareness and actions. I shared the first 25 Things with my friend Fiona, confessing, “you are the first person I have shared this with. This wasn’t a money boot camp exercise, this is a Kerry Thing”.

I noticed, through sharing, Fiona gained value was going to take action on reading a specific book. The fact that you are right, here in this moment, now, tells me you are also on a journey. Enjoy my blog series, where I share the #25 Things To Improve My Money Mindset. This is my personal journal.

#7 Start A Bank Account Called Building Wealth

After reading The Richest Man In Babylon, I decided to start a bank account called Building Wealth.  It is my responsibility to build wealth. I have decided to make a commitment to save (water) my building wealth account.

 ‘Wealth, like a tree, grows from a tiny seed. The first copper you save is the seed from which your tree of wealth shall grow. The sooner you plant that seed the sooner shall the tree grow. And the more faithfully you nourish and water that tree with consistent savings, the sooner may you bask in contentment beneath its shade.’ Clason, George S.. The Richest Man in Babylon (pp. 16-17). David Rehak. Kindle Edition.

Be sure to leave a comment below! And tell me if you would like to buy a copy of my book, where I list the full #100 Things To Improve My Money Mindset.

With Gratitude
Kerry Weymouth

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#6 Pay Myself First

2016 was a foundation year. I took 12 months to build new foundations. To change my mind, shift beliefs and take new actions to improve my long life relationship with money.

I created a journal #100 Things To Improve My Money Mindset. From the tipping point of, dammit I want change.. to taking steps to new awareness and actions. I shared the first 25 Things with my friend Fiona, confessing, “you are the first person I have shared this with. This wasn’t a money boot camp exercise, this is a Kerry Thing”.

I noticed, through sharing, Fiona gained value was going to take action on reading a specific book. The fact that you are right, here in this moment, now, tells me you are also on a journey. Enjoy my blog series, where I share the #25 Things To Improve My Money Mindset. This is my personal journal.

#6 Pay Myself First

After reading The Richest Man In Babylon, I decided to always pay myself 10% first. I decided to direct my money to me. All the mindset books talk about paying yourself first. Without exception, the first payment is always to my savings account. This year I have made paying myself a habit. It feels good to watch my “Building Wealth” bank account increase.

Quotes:

‘A part of all I earn is mine to keep.’ Say it in the morning when you first arise. Say it at noon. Say it at night. Say it each hour of every day. Say it to yourself until the words stand out like letters of fire across the sky.’ Clason, George S.. The Richest Man in Babylon (p. 20). David Rehak. Kindle Edition.

“Impress yourself with the idea. Fill yourself with the thought. Then take whatever portion seems wise. Let it be not less than one-tenth and lay it by. Arrange your other expenditures to do this if necessary. But lay by that portion first. Soon you will realize what a rich feeling it is to own a treasure upon which you alone have claim. As it grows it will stimulate you. A new joy of life will thrill you.” Clason, George S.. The Richest Man in Babylon (p. 20). David Rehak. Kindle Edition.

Be sure to leave a comment below! And tell me if you would like to buy a copy of my book, where I list the full #100 Things To Improve My Money Mindset.

With Gratitude
Kerry Weymouth

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#5 Complete A Monthly Money Schedule

2016 was a foundation year. I took 12 months to build new foundations. To change my mind, shift beliefs and take new actions to improve my long life relationship with money.

I created a journal #100 Things To Improve My Money Mindset. From the tipping point of, dammit I want change.. to taking steps to new awareness and actions. I shared the first 25 Things with my friend Fiona, confessing, “you are the first person I have shared this with. This wasn’t a money boot camp exercise, this is a Kerry Thing”.

I noticed, through sharing, Fiona gained value was going to take action on reading a specific book. The fact that you are right, here in this moment, now, tells me you are also on a journey. Enjoy my blog series, where I share the #25 Things To Improve My Money Mindset. This is my personal journal.

#5 Complete A Monthly Money Schedule

A “Money Schedule” is a Kerry term, instead of using the word budget. I am a scheduler. It is my job to tell my money where to go. By completing a money schedule I am spending every dollar on paper first. Then at the end of the month, I do an elevation, did I spend more money in certain areas that weren’t scheduled? What needs adjusting? How much am I spending? And what am I spending money on?

Be sure to leave a comment below! And tell me if you would like to buy a copy of my book, where I list the full #100 Things To Improve My Money Mindset.

With Gratitude
Kerry Weymouth

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#4 Paid Off The Credit Card

2016 was a foundation year. I took 12 months to build new foundations. To change my mind, shift beliefs and take new actions to improve my long life relationship with money.

I created a journal #100 Things To Improve My Money Mindset. From the tipping point of, dammit I want change.. to taking steps to new awareness and actions. I shared the first 25 Things with my friend Fiona, confessing, “you are the first person I have shared this with. This wasn’t a money boot camp exercise, this is a Kerry Thing”.

I noticed, through sharing, Fiona gained value was going to take action on reading a specific book. The fact that you are right, here in this moment, now, tells me you are also on a journey. Enjoy my blog series, where I share the #25 Things To Improve My Money Mindset. This is my personal journal.

#4 Paid Off The Credit Card

My parents never had a credit card. For all my adult life, we have always had at least one credit card. Dave Ramsay in the Total Money Make Over emphasizes getting rid of credit card debt and the credit card. This year, we paid the $3,000 debt off the card. It was such a turning point. I realised, I don’t want to have debt, especially credit card debt for the next 30 or 40 years of my life. I want to live with out credit card debt. A debit card works exactly the same as a credit card. Booking online accommodation, ebay, booking flights – they will all accept debit cards. It was the right time to pay off the credit card and say good bye to credit card debt.

Be sure to leave a comment below! And tell me if you would like to buy a copy of my book, where I list the full #100 Things To Improve My Money Mindset.

With Gratitude
Kerry Weymouth

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#3 Read The Total Money Make Over by Dave Ramsay

2016 was a foundation year. I took 12 months to build new foundations. To change my mind, shift beliefs and take new actions to improve my long life relationship with money.

I created a journal #100 Things To Improve My Money Mindset. From the tipping point of , dammit I want change.. to taking steps to new awareness and actions. I shared the first 25 Things with my friend Fiona, confessing, “you are the first person I have shared this with. This wasn’t a money boot camp exercise, this is a Kerry Thing”.

I noticed, through sharing, Fiona gained value was going to take action on reading a specific book. The fact that you are right, here in this moment, now, tells me you are also on a journey. Enjoy my blog series, where I share the #25 Things To Improve My Money Mindset. This is my personal journal.

#3 Read The Total Money Make Over by Dave Ramsay

I’d never heard of the Total Money Make over until my friend Fiona suggested it for the reading list in book club. This would have to be one of my top money mindset books. I loved the audio version of the Total Money Make Over. The audio was like Dave telling me to take responsibility today. Start today, make changes to change my relationship with money, get out debt following his baby steps and build real wealth. I loved this book, and I have made changes since reading this book.

The Total Money Make Over notes
1. Take responsibility for my financial health. Look in the mirror, you are responsiblie for the relationship you have with money. Don’t like what you see, then you need to gain control over your financial health. I did a comparison table, quitting sugar and quitting debt

Quitting Sugar
Avoid processed foods
Avoid take-away
Avoid eating cereal with 12 teaspoons
Just eat real food
Get off addiction to sugar
Live a healthy life without sugar
Read labels and avoid things with high sugar

Quitting Debt
Avoid un-necessary spending
Avoid debt and keeping up with the Jones
Avoid wasting money
Know where every single dollar is going
Have a financial plan
Get off addiction of being in debt
Live a wealthy life
Live and feel good about life

New Habits
Make conscious decisions, every time I open my wallet
Have a written money schedule
Pay off debt, be laser focused about
Tell money what to do
Pay myself 10% first
Have written goals and align with monthly money schedule
Manage and direct my money

Be sure to leave a comment below! And tell me if you would like to buy a copy of my book, where I list the full #100 Things To Improve My Money Mindset.

With Gratitude
Kerry Weymouth

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#2 Hangout With Other Women Improving Their Money Mindset

2016 was a foundation year. I took 12 months to build new foundations. To change my mind, shift beliefs and take new actions to improve my long life relationship with money.

I created a journal #100 Things To Improve My Money Mindset. From the tipping point of , dammit I want change.. to taking steps to new awareness and actions. I shared the first 25 Things with my friend Fiona, confessing, “you are the first person I have shared this with. This wasn’t a money boot camp exercise, this is a Kerry Thing”.

I noticed, through sharing, Fiona gained value was going to take action on reading a specific book. The fact that you are right, here in this moment, now, tells me you are also on a journey. Enjoy my blog series, where I share the #25 Things To Improve My Money Mindset. This is my personal journal.

#2 Hangout With Other Women Improving Their Money Mindset

I love being a part of DDT’s Money Bootcamp. I can log onto Facebook and be a part of a global conversation of female entrepreneurs improving their money mindset. It is inspiring to hear stories of women who are smashing their income goals. It is refreshing to hear women talk about receiving a cheque for $2,500 from their client. I’m inspired by the women who make $20,000 a month in their business. It’s like, yes, yes, yes, that is the experience that I desire. I want to improve my mindset around money, so I too can create awesome products and services that make a difference, and change minds around the world. – KW

Be sure to leave a comment below! And tell me if you would like to buy a copy of my book, where I list the full #100 Things To Improve My Money Mindset.

With Gratitude
Kerry Weymouth

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